Employer-Sponsored Retirement Plans

401(k),403(b), 457 Plans, Thrift Savings Plans

Many employers sponsor a retirement savings plan for their employees, which are commonly known as Defined Contribution Plans. Under these plans you can save money toward your retirement on a tax-deferred basis – that is, you don’t pay federal or state income taxes on your savings or their investment earnings until you withdraw the money at retirement.

Most people’s taxable income – and therefore, their tax rate – is expected to be lower at retirement than during employment, so one ends up paying considerably less in taxes on their savings.

The most common types of employer-sponsored retirement savings plans are called 401(k), 403(b) or 457 plans – so named for the Internal Revenue Service tax codes that govern them – and Thrift Savings Plans. Each has a different target audience:


  • 401(k) plans are offered to employees of public or private for-profit companies.
  • 403(b) plans are offered to employees of tax-exempt or non-profit organizations, such as public schools, colleges, hospitals, libraries, philanthropic organizations and churches.
  • 457 plans are offered to employees of state and local municipal governments (and some local school and state university systems).
  • Thrift Savings Plans are offered to federal civilian and uniformed services employees.

Plan your Retirement in 3 Simple Steps

Own physical Gold and Silver in your Retirement Account

1: Online Application

You can Complete Secure and Easy Online Application in 5-10 minutes

2: Transfer

Transfer Your IRA is Tax Free and care free And you can do it online in 1-2-3

3: Choose Portfolio

Our Advance Portfolio Tools Will guide you to choose the portfolio that suits you

Let Us Help You

We are with you every step of the way. You will always receive prompt, efficient and friendly service from our knowledgeable Retirement Specialists.

Please explore our award-winning website and feel free to call us with any questions, or simply book an appointment online.

Call us at

(888) 246-6077

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